Welcome:  Welcome to Elizabeth Louis (DBA) services and the website accessible at www.elizabethlouis.com. The Website and Services are owned and operated by “E. Louis International, LLC“ with the Business Address of 4990 Sadler Place. PO Box 6168 GLEN ALLEN VA 23060. These Terms and Conditions (or “Terms of Use”) govern your use of the site, except where we expressly state that separate terms (and not these) apply, and provide information about the www.elizabethlouis.com Service (the “Service”). When you create an account or use the services, you agree to these Terms.

Binding Agreement:  This Terms and Condition (“Agreement”) also includes our Privacy Policy, and Refund Policy these are also referred to by those agreements, form a whole, which governs any access to the Elizabeth Louis (DBA) services. By accessing the E. Louis International, LLC Website or Services, you acknowledge that you have read and consent to these Terms and agree, without limitation or agreements, to be legally bound by and to comply with them. If you do not agree with some or all of these Terms, you should immediately stop using the Websites or Services.

Who can use the Site:  We want our Service to be as open and inclusive as possible, but we also want it to be safe, secure, and under the law. So, we need you to commit to a few restrictions to be part of the E. Louis International, LLC community.

• You must be at least 13 years old or the minimum legal age in your country to use the site.
• You are prohibited from receiving or engaging in payments-related Services via the site without the express written consent of Louis International, LLC.
• We must not have previously disabled your account for violation of law or any of our policies.
• You must not be a Fraudster.

License to Site Materials:  Elizabeth Louis (DBA) permits you to view and use the Site and the Service solely for your personal and informational use. You agree not to license, create derivative works from, transfer, sell or re-sell any information, content, materials, data, or services obtained from the Site or the Service. Elizabeth Louis (DBA) reserves the right to add or remove information, content, or Services from the Site at any time at its sole discretion.

No Violation of Laws:  You agree that you will not, in connection with your use of the Site or the Service, violate any applicable law, ordinance, rule, regulation, or treaty. Without limiting the foregoing, you agree that you will not make available through the Site or the Service any material or information that infringes any copyright, trademark, patent, trade secret, or another right of any party (including rights of privacy or publicity).

Trademark License:  Subject to the express provisions of these terms and conditions. All trademarks, logos, and service marks (“Marks”) displayed on the website www.elizabethlouis.com are the property of E. Louis International, LLC. You’re not permitted to use these Marks without our prior written consent.

User/Individual: The Services are available only to individuals who can be referred to as Customers or Users 13 years or above of age and can enter into a legally binding agreement under the State of Virginia laws.

Sign Up:  You must sign up for an account on the Website to access and purchase the Elizabeth Louis (DBA) products and services. when You sign up on the site we will ask for certain personal information to enable our system to create an account with your details. You agree to provide only true and accurate information about yourself.

All information You provide to us during registration will be treated with utmost secrecy and by our Privacy Policy, which You should read carefully also. Once You have completed your account creation, we will send you a confirmation email to the email address you provided to confirm if you are a human.

Programs, Services, and Assessments:  We offer different programs or courses, services, and assessments for all users. A description of a product, service, or program on this site does not imply endorsement by us or is suitable for you. Products and services offered on this site shall be warranted, if at all, through the written license or warranty provided in connection with such services.

Your use and access to any services shall be only by the agreement described herein. Materials and contents available on this website are copyrighted by Us or its owner. You may not sell, modify, decompile, disassemble, or otherwise reverse engineer the services in any manner.

Payments for services:  You agree to pay the fees for any program, courses, or assessment that you purchase, and you consent to us or our chosen payment provider to charge your payment methods for these fees.  During your purchase, you agree and acknowledge that you will provide an accurate and authorized method of payment to complete your purchase. If your payment method fails and you still get access to the content you are subscribing to you to agree to pay us the corresponding fees within fourteen (14) days of notification from us.

Confidentiality:  Unless you authorize us to disclose information on your behalf. All information will remain confidential, except as required by law, by other financial institutions, by our insurers, or as provided for in regulatory, ethical, or other professional pronouncements or as part of an external peer review applicable to us or our engagement. This undertaking will apply during and after accessing and using the site.

User Obligations:  To be part of a safe and open Service for everyone, you agree to the following:

• You can’t impersonate others or provide inaccurate information.
• You can’t do anything unlawful, misleading, fraudulent, or for any illegal or unauthorized purpose.
• You agree to be at least 13 years of age, to use or access the service
• You will not violate (or help or encourage others to violate) these Terms or our policies
• You can’t do anything to interfere with or impair the intended operation of the Service.
• You can’t attempt to create accounts or access or collect information in unauthorized ways.
• You can’t sell, license or purchase any account or data obtained from us or our Service.
• You can’t post someone else’s private or confidential information without permission or do anything that violates someone else’s rights, including intellectual property rights (e.g. copyright infringement, trademark infringement, counterfeit or pirated goods).
• You can’t modify, translate, create derivative works of, or reverse engineer our products or their components.
• You can’t use a domain name or URL in your username without our prior written consent.

Intellectual Property Rights:  All content available on the website, including, but not limited to, the trademarks, logos, and service marks displayed on the website (collectively, the “Trademarks”) are the registered and unregistered marks of Elizabeth Louis (DBA), our affiliates, or licensors in The U.S. and other countries.

All Trademarks not owned by us, our affiliates, that appear on the website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by us. Except as required under applicable law, neither the services, the Trademarks, nor any other portion of the website may be used, reproduced, duplicated, copied, sold, resold, accessed, modified, or otherwise exploited, in full or in part, for any purpose without our prior written consent.

Disclaimer:  Your use of this website and services is at your own risk. E. Louis International, LLC and/or Elizabeth Louis (DBA) shall not be liable for any direct, indirect, incidental, or consequential damages or loss arising out of your access to or use of these services. We will not be liable for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with, Use of, or inability to use our Site/Services; or Use of or reliance on any content displayed on our website.

In particular, we will not be liable for:

• Loss of profits, sales, business, or revenue;
• Business interruption;
• Loss of anticipated data;
• Loss of business opportunity, goodwill, or reputation; or
• Any indirect or consequential loss or damage

Limitation of Liability:  You acknowledge and agree that the entire risk arising out of your use of the site, or Services, remains with you to the maximum extent permitted by law. Neither we nor any other party involved in creating, producing, or accessing the Services, will be liable for any incidental, special, exemplary, or consequential damages, including lost profits, loss of data, loss of goodwill, service interruption, computer damage, or system failure or the cost of substitute products or services, or any damages for personal or bodily injury or emotional distress arising out of or in connection with these Terms.

Children’s Privacy Policy:  We respect the privacy of children, and we are committed to complying with the Children’s Online Privacy Protection Act of 1998. This site does not knowingly collect, use, or disclose personal information from children under 13 without prior parental consent. However, we may provide our service to children under 13 years of age but under a parental guardian’s supervision.

Termination:  We reserves the right to immediately suspend or terminate the Service to any User without warning and notice for violation or breach of any of the agreement in this Terms of Service.

Dispute Resolution:  This Terms of Use and the site activities shall be governed under the laws of the State of Virginia; the United States of America, without reference to its conflict of law provisions.  You agree to submit to the personal and exclusive jurisdiction in Virginia; the United States of America for any disputes with us arising out of your use of this site.  You agree that if a dispute arises, parties will attempt to resolve the dispute with mediation or an online mediation service that is mutually agreed upon by all parties.  The parties agree that their good faith participation in mediation is a condition precedent to pursuing other legal remedies.  The successful party to any dispute resolution will be entitled to reasonable costs and fees incurred in resolving or settling the dispute, in addition to any other relief to which the party may be entitled.

Place of Jurisdiction: These terms and the relationship between you and Elizabeth Louis (DBA) is governed by the laws of the Supreme court of Virginia. If you think the laws fail to satisfy the law of your jurisdiction, we should like to hear from you. However, ultimately it is your choice as to whether you wish to use our website.

Severability:  If any provision of these Terms is deemed unlawful, void, or for any reason unenforceable. Then that provision shall not affect the validity and enforceability of the remaining terms.

Your feedback:  We encourage you to share your reviews and feedback with us, and we promise to respect your feedback irrespective of the outcome, for it helps us improve our services and make us serve you better. By submitting feedback, you are granting us an irrevocable, perpetual, non-exclusive, transferable, fully-paid, worldwide license (with the right to sublicense freely) to use, copy, modify, publicly perform, publicly display, reformat, translate, syndicate, republish, excerpt (in whole or in part) and distribute feedback we receive from you for any purpose, including business, commercial, marketing, advertising, or otherwise.

Email Communications:  For the performance of the services, you (a) consent to receive communications from us in an electronic form via the email address you have submitted; and (b) agree that all terms and conditions, agreements, notices, disclosures, and other communications that www.elizabethlouis.com provides to you electronically satisfy any legal requirement that such communications would satisfy if it were in writing. You retain the right to opt out of receiving Electronic Communication from us; however, opting out may prevent you from receiving messages regarding www.elizabethlouis.com services or special offers.

Copyright License: Copyright(c) 2022(s) www.elizabethlouis.com website. Subject to the express provisions of these terms and conditions:

• Elizabeth Louis (DBA), together with Louis International, LLC, owns and controls all the copyright and other intellectual property rights on the www.elizabethlouis.com website and the material on our site.

Complaints: If you have any questions or support issues regarding the website and services or these terms and conditions, please send customer support or inquiry to Info@elizabethlouis.com, we will try as much as possible to respond to your ticket within 24 hours.